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Best Health Insurance
Health insurance is a contract between the policyholder and the insurer in which the health insurance company provides financial coverage to the insured up to the sum insured limit. It offers medical coverage for healthcare expenses incurred during an emergency or planned hospitalization. Additionally, it provides tax savings on the premium paid to the insurance company under Section 80D of the Income Tax Act, 1961.
We at consultbro provide a policy which doesn’t have any limitations
- No room rent limit and No co-pay
- Restoration Benefit
- 60 days pre and 180 days post hospitalization
- No deductible
- Booster Benefits
- 2 Hours Hospitalization
Cost
of Work
Yes you should buy a personal policy as the policy issued by employer is a group policy and it has lower sum insured and as age increases premiums will also be increased.
No Group policies are worst policy in the health insurance as it didn’t get port to any other insurance and the waiting period doesn’t count if we shift to another insurance.
Co pay in health insurance is the percentage of the claim amount that the policy holder has to pay from their own pocket eg 10% co pay in a claim of Rs.100000/- Rs.10000 he needs to pay and 90000 insurance company will pay.
Deductible in health insurance is the amount that policy holder will pay irrespective of the claim amount eg in claim of Rs.100000/- Rs50000 is deductible ,policy holder needs to bear first 50000 later company will pay.
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603, 6th Floor, Girikunj building, Gopal Bhawan, Ghatkopar (west), Mumbai 400086